Purpose & mission
Invoice factoring experts backed by a national bank.
Integra Funding Solutions is a division of T Bank, N.A. (Member FDIC) — a federally chartered national bank. That distinction matters. While most factoring companies are privately funded and unregulated, every dollar we advance comes from the balance sheet of a real bank, governed by federal banking standards.
Our team combines that institutional stability with the speed and directness that growing businesses actually need. When you call us, a person answers — the same person, every time.
Integrity, speed, and industry specialization.
Three operating principles every Integra advisor and underwriter is held to — the same standards our bank examiners hold us to.
01 · The Standard
Integrity & transparency
As a division of T Bank, N.A., Integra operates under federal banking regulation — the same oversight that governs the nation’s largest financial institutions. That means no hidden fees, no junk charges, and no fine print designed to trap you. Every rate we quote is all-inclusive. Every term we offer is clearly written.
FDIC-insured · Federally chartered · Examiner-audited
02 · The Pace
Same-day funding
Submit approved invoices by our 1 PM CT cutoff and we process your funding the same day. Our operational processes are built around your business day — not a batch processing schedule. Integra is accredited by the International Factoring Association and maintains an A+ rating with the Better Business Bureau.
IFA member · BBB A+ · Wire or ACH
03 · The Depth
Industry specialization
We don’t generalize. Our funding advisors develop deep expertise in the industries they serve — freight and transportation, staffing and payroll funding, oil and gas services, aerospace, manufacturing, and more. That specialization means faster approvals, fewer surprises, and a partner who understands how your business actually works.
10+ verticals · Dedicated specialist per industry
Finance veterans
Executive Leadership
Integra’s leadership team brings decades of combined experience in commercial banking, accounts receivable financing, business law, and sales operations. Their depth of expertise is what allows Integra to serve clients others turn away — and to stand behind every funding relationship with the resources of a nationally chartered bank.
Randy Woods
EFounder & Chief Executive Officer
Founded Integra Funding Solutions to bring bank-grade discipline to the invoice factoring industry. Three decades in commercial finance, with deep expertise in accounts receivable, asset-based lending, and the cash-flow needs of growing American businesses.
Based in Fort Worth, TX
Ashley James
Executive Vice President & Sales Manager
Leads Integra’s nationwide sales organization and funding advisor team. Built the firm’s industry-specialist model — the reason carriers, staffing operators, and oilfield service companies are matched with an advisor who already knows their business before the first call.
Leads sales & advisors
Danny Mourning, Esq.
Executive Vice President, Operations & Senior Legal Counsel
Runs Integra’s operations and legal functions, ensuring every client relationship meets the regulatory, audit, and consumer-protection standards required of a national bank division. Practicing attorney with deep experience in commercial finance law and UCC.
Operations & legal
Amy Crawford
Executive Vice President · Oil & Gas Specialist
Leads complex, multi-industry funding relationships and structures larger A/R facilities for established operators across freight, staffing, and oilfield services. Senior member of the leadership team and a long-standing voice in Integra’s industry-specialist model.
Mid-market · Multi-industry
Finance veterans
Meet your funding advisors.
Your Integra funding advisor is your direct point of contact — not a call center representative, not a rotating support queue. From your first invoice to a full A/R facility, they consult with you to structure the right working capital solution for your industry and your stage of growth. Each advisor specializes in specific industries and client types, so you’re matched with someone who already understands your business before the first conversation.
Bryce Baird
Alyssa Buck
Ivan Cook
Malcolm Greene
Rob Harjung
Gleysh Reyes
Pierce Stavens
Oscar Tovar
Frequently asked questions
Ready to turn invoices into cash flow?
Tell us a little about your business and we’ll come back with a custom rate
quote within 24 hours. No application fee, no obligation, no pressure.