Your costs don't wait. Your payments do. We fix that.
Oil and gas factoring built for the way operators actually pay. Major operators routinely stretch payment terms to 30+ days. Your payroll, equipment, fuel, and subcontractors are due every week. Integra advances you the cash the same day you submit your invoices.
The work is daily. The pay cycle is quarterly.
A frac crew bills out the day a stage is pumped. A water hauler bills the day the truck rolls. But operator AP runs on a multi-stage approval cycle: review, coding, approval, then Net-30+ from there. Add a coding dispute and you're 90+ days from invoice to deposit.
Meanwhile fuel, payroll, sand, water, lodging, and DOT compliance all run on weekly or bi-weekly cycles. That gap is what Integra closes, without you adding debt, pledging real property, or repricing your customer relationships.
Talk to an oilfield specialist →What we fund: the full oilfield service stack.
Every form of oil and gas factoring Integra underwrites is listed below. If your customer is an operator, midstream, or integrated E&P, your invoices likely fit our underwriting. The working list of oilfield service categories actively funded across our portfolio:
Drilling, frac & completion services
Day-rate and footage drilling, directional, MWD/LWD, casing & cementing, hydraulic fracturing, wireline, and coiled tubing operators billing pad-by-pad against an approved master service agreement.
- Drilling contractors · day-rate & footage
- Frac crews · per-stage and per-day
- Wireline & perforating
- Cementing & casing
Workover, well services & production
The recurring service stack that keeps existing wells producing, high cadence, lower ticket size, but heavy on payroll and fuel. Built for factoring.
- Workover & pulling units
- Slickline, swabbing, hot oil
- Chemical treatment & corrosion
- ESP & rod-lift service
Oilfield trucking, water & sand
Crude hauling, produced-water transport, frac sand & proppant logistics, vac trucks, and rig-move spreads. Ticket-heavy operations where same day funding pays for itself in fuel.
- Crude & condensate hauling
- Produced & flowback water
- Frac sand & proppant
- Rig moves & heavy haul
Midstream construction & integrity
Gathering & transmission build-out, station construction, hydrostatic testing, ILI, cathodic protection, and pipeline integrity programs billing midstream majors on Net 30+ terms.
- Pipeline construction & coating
- Hydrotesting & commissioning
- ILI & integrity inspection
- Compressor & station service
Environmental, P&A & reclamation
Plug & abandonment, surface reclamation, spill response, soil remediation, and tank cleaning. Often funded alongside state-program payors with longer cycles than operator AP.
- P&A & well decommissioning
- Reclamation & revegetation
- Spill response & remediation
- Tank cleaning & vacuum
Rentals, fishing tools & specialty equipment
Day-rate rental fleets: BOP stacks, frac tanks, light towers, generators, fishing tools, and downhole specialty, where utilization billing far outpaces operator pay cycles.
- BOP & pressure-control rentals
- Frac tanks & storage
- Fishing tools & downhole
- Power, light, generator rental
Specific payor names disclosed under NDA during underwriting.
A sample of funded oilfield deals.
Selected facilities closed across the Integra and T Bank platform. Each represents a real client relationship structured to that operator's specific cash cycle, pad cadence, and payor mix.
From a $1MM startup facility to a $10MM integrated financing package in nine months.
A drilling & blasting service company in Nevada was growing fast against long customer payment terms, with a high-cost legacy term loan adding pressure. Integra and T Bank built a working-capital and equipment solution around the business.
"We needed cash to keep pace with growth, not another term loan to refinance."
Challenge. Long customer payment terms made it hard to cover payroll, equipment, and operating costs while the company was growing quickly. An existing high-cost term loan added pressure on monthly cash.
Solution. Integra put a $1MM A/R funding facility in place within five business days, then expanded it to $5MM as visibility into the full book improved. T Bank added a $5MM SBA 7(a) loan to refinance the legacy equipment obligations, same team, two products, one closing process.
Outcome. The combined $10MM package gave the operator the runway to scale crews, retire high-cost debt, and bid larger pad packages without dipping into personal capital. The relationship continues to scale across the T Bank platform.
A/R funding alongside an existing USDA loan, not in place of it.
The company had secured a USDA loan but still carried a working-capital gap that conventional bank financing could not fill. Integra worked with the USDA lender to protect both collateral positions and put approval and funding in place within one week of the client's decision to move forward.
- Time to fund
- 1 week
- USDA
- Preserved
- Coverage
- Multi-state
A factor stepped out. The trucks kept moving.
The client lost access to its factoring facility after the prior provider terminated the agreement following a debtor default. Integra purchased the account from the outgoing factor, secured SBA subordination, added collateral protection, and ran the recovery plan on the defaulted debtor. Over $3M of A/R purchased in 2025 with an equipment loan in process.
- A/R purchased
- $3M+
- SBA subord.
- Secured
- Equip. loan
- In process
Factoring today. Bank financing when you need it.
Integra operates as part of a federally chartered national bank. Every factoring client has direct access to the broader bank platform when the business is ready: equipment lending, SBA 7(a), and commercial term loans.
Same underwriters. Same team. No new applications, no new banking relationship to start from scratch, moving between products is a conversation, not a process.
See the difference →Headquartered in Fort Worth, Texas, funding oilfield service operators across every active basin.
Integra Funding Solutions operates from 6300 Ridglea Place, Suite 316, Fort Worth, TX, and funds accounts receivable for oilfield service companies across all 50 U.S. states. Active oilfield concentrations below.
Office hours: Mon-Fri, 9 AM to 5 PM Central. Speak with a real person at (866) 552-8536.
- Permian Basin TX · NM
- Eagle Ford South TX
- Delaware Basin West TX · SE NM
- Bakken / Three Forks ND · MT
- DJ Basin CO · WY
- Anadarko / SCOOP-STACK OK
- Haynesville LA · East TX
- Marcellus PA · WV
- Utica OH · PA
- Powder River WY
- Uinta · Piceance UT · CO
- Mid-Continent KS · OK
Real people in Texas. Direct line, direct email.
Every Integra oilfield client is supported by a dedicated team. No call centers, no offshore coverage, no escalation queues. The phone number on the card rings the team.
Amy Crawford
Integra is a member of the International Factoring Association.
Answers to your oil & gas factoring questions.
Seven of the questions we hear most from oilfield service operators evaluating A/R funding for the first time. If yours isn’t here, call our oil & gas team and we’ll answer it directly.
What is oil and gas factoring?
How fast can an oilfield operator get funded?
Which oilfield basins does Integra serve?
Can Integra handle field-ticket coding and reconciliation?
Will my operator know I'm using A/R funding?
Can a new oilfield service company qualify?
Is there a minimum volume or customer count?
Ready to fund your next pad?
Two ways to start. Pick the one that matches where you are, we'll route you to a named banker on our energy team.
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A real person who works oilfield accounts every day. No phone tree, no script, no call center.
(866) 552-8536 Speak with a real person