Privacy Policy

This policy explains how Integra Funding Solutions collects, uses, shares and protects information on this website, including our forms, online application and live chat.

Who we are

Integra Funding Solutions (“Integra,” “we” or “us”) provides accounts receivable (A/R) funding and equipment financing to businesses. Integra is a division of T Bank, N.A., Member FDIC. T Bank, N.A., 16200 Dallas Parkway, Suite 190, Dallas, TX 75248, is responsible for the information collected through this website.

Information we collect

Information you give us. When you request a quote, apply, ask about equipment financing, use a referral page or contact us, we collect what you enter, such as:

• your name, phone number and email address
• your business name and details such as your industry, DOT or MC number, number of trucks and monthly invoicing
• who you invoice, the equipment you want to finance and other details we need to review a request for funding

Our website forms don’t ask for Social Security numbers, birth dates or bank account numbers.

Information collected automatically. When you visit, our servers and tools record technical information such as your IP address, browser type, the page that sent you here, the pages you view and the terms you search for on our site.

Information from others. If you apply, we may get information about your business, its owners and your customers from credit bureaus, public records such as UCC filings, references and other sources, as authorized in the application.

Applications you don’t finish

Our online application saves your answers as you go. If you stop partway through, we keep what you’ve entered and may follow up once by phone or email to see whether you’d like help or have questions. We use that information only to follow up and to process your application if you continue. If you’d rather not hear from us, tell us when we reach out or call (866) 552-8536.

Cookies, analytics and live chat

This site uses cookies and similar technologies to make the site work and to measure site use and advertising. We currently use Google Analytics, a Meta pixel and Zoho SalesIQ, which runs our live chat. Google and Meta may collect information about your visit, such as your IP address and the pages you view, under their own privacy policies. You can limit or block cookies in your browser settings, though some features may not work without them. See also our Terms of Service.

When you use live chat, Zoho SalesIQ sets its own cookies and records your IP address, the pages you viewed and the text of the conversation, so we can answer your question and keep a record of it. Zoho works for us as a service provider and isn’t allowed to use that information for its own marketing. Chat is for general questions only, so please don’t enter account numbers, Social Security numbers or other sensitive information.

How we use information

We use information to:

• answer your questions and prepare your quote
• review your application, verify information and make funding decisions
• provide and manage A/R funding, equipment financing and related services
• contact you about your quote, application or account
• prevent fraud and misuse of our site and systems
• meet the legal and regulatory requirements that apply to banks
• understand, in aggregate, how our site is used and how well our advertising works

Calls, texts and emails

If you give us your phone number or email address, we may call, text or email you about your quote, application or account. Where a form asks how you’d like to be contacted, we’ll use the method you choose. Message and data rates may apply to texts.

You can tell us to stop at any time:

• Texts: reply STOP.
• Emails: use the unsubscribe link in any marketing email, or reply and ask us to stop.
• Calls: tell the person who calls you, or call us at (866) 552-8536.

We may still contact you about an application in progress or an existing account.

How we share information

We don’t sell your personal information. We share it only:

• within T Bank, N.A., to provide our services and manage risk and compliance
• with service providers that work for us, such as our website host and our CRM, live chat, email and analytics providers, who may use it only to provide services to us
• with credit bureaus, UCC search and filing services, references and others we contact to verify information, review an application or file a UCC financing statement, as authorized in the application
• with insurers or investors involved in your funding, as authorized in the application
• with your customers, to verify and collect invoices you assign to us, if you become a client
• when someone asks about our experience with your account, such as a credit reference, as authorized in the application
• with TransConnect Services (TCS), only if you ask us to refer you for the TCS fuel card
• with regulators, law enforcement or others when the law requires it, or to investigate fraud or misuse of our site or systems

Reports and statistics we share don’t identify you.

Business customers and T Bank’s Privacy Notice

Our services are for businesses, not for personal, family or household use. T Bank’s Privacy Notice, required by federal law, explains how T Bank collects, shares and protects personal information of people who get products from T Bank for personal, family or household purposes, and the choices they have. This policy covers information about the businesses that apply to or work with Integra, including sole proprietors and business owners. If you also have a personal account with T Bank, the Privacy Notice applies to that account.

Keeping and updating information

We keep applications and the credit information we receive, even if funding isn’t approved, for as long as banking laws and T Bank’s record-retention policies require. We keep other information only as long as we need it for the purpose it was collected. To ask about or correct information you’ve given us, call (866) 552-8536 or write to us at the address below.

Security

This website uses encrypted connections (HTTPS/TLS), so information you submit through our forms is encrypted in transit. Our systems are protected by layered security controls, including firewalls and access management, and are subject to federal banking examination. Please don’t send account numbers, Social Security numbers or other sensitive information by chat or regular email.

Children’s privacy

This site is for businesses and isn’t directed to children. Consistent with the Children’s Online Privacy Protection Act (COPPA), we don’t knowingly collect personal information from children under 13. If we learn that we have, we’ll delete it. You never have to give personal information to read the content on this site.

Links to other sites

Our site links to sites we don’t control, such as partner and service-provider sites. Their privacy and security practices may differ from ours, so please review their policies. We aren’t responsible for the privacy or security of those sites or the accuracy of their information.

Changes to this policy

We may update this policy and will post changes here with a new “Last updated” date. We won’t use information you gave us under an earlier version in a materially different way without your consent. If a form or feature follows different privacy terms, we’ll say so on that form before you submit anything.

Contact us

Questions about this policy or your information? Contact us: