Submit by 1 PM. Funded the same day.
Once your account is live, an approved invoice with complete paperwork submitted before the 1:00 p.m. CT cutoff, Monday through Friday, is funded the same business day. No 30+ day wait, every fee disclosed up front.
To qualify for same day funding, complete paperwork must be submitted by the 1:00 p.m. CT cutoff time M-F. All funding is subject to initial application approval.
Not an add-on. It is how Integra operates.
Same day funding is the speed at which Integra sends your money after you submit an invoice, funds sent the same business day, not 30+ days later.
Once your account is set up, you submit an approved invoice with its complete paperwork. We verify it, and if it is in before the 1:00 p.m. CT cutoff, the funds are sent to your account that same business day. You receive your funds with every fee disclosed up front and nothing hidden.
One deadline to remember: 1:00 p.m. Central.
There is no mystery to the timing. Everything hinges on a single daily cutoff, and on whether your paperwork is complete when it lands. A 1:00 p.m. CT cutoff gives you most of the day to get complete paperwork in and still fund today.
- Before 1:00 p.m. CT
Submit a complete invoice
Upload the invoice and the supporting documents your customer requires. For freight, that is the bill of lading and the rate confirmation.
- Within the same window
We verify it
Our funding team confirms the paperwork is complete and the debtor is approved. Complete files clear quickly, missing documents are the only thing that slows it down.
- Same business day
Your funds are sent
The funds go out to the account you set up during onboarding, the same business day. Anything submitted after the cutoff funds the next business day.
Three things keep the clock on your side.
Same day funding is reliable when the basics are in place. Here is what makes the difference between funding today and funding tomorrow.
A live account
Setup time depends on your industry, your customers, and how quickly documents come together — and if timing is tight, say so: a real person works your file and moves it as fast as complete paperwork allows. Once you are live, every approved invoice is eligible for same business day funding.
Complete documents
The invoice plus whatever your customer requires to pay it. Complete files verify fast, missing pages are the one thing that pushes funding to the next day.
In before 1 PM CT
Submit before the 1:00 p.m. Central cutoff, Monday through Friday. That single deadline is the whole rule.
Your money should not depend on your customer's payment cycle.
You earned the receivable the moment you delivered the work. Same day funding closes the gap between that moment and the cash, so payroll, fuel, and the next job never wait on a customer who pays in 30+ days.
You receive your funds with every fee disclosed up front. You do the work, we handle the wait, and we fund your account the same business day you submit.
See the full funding process →Answers about same day funding.
The questions we hear most about timing and the cutoff. If yours isn't here, call the team, Talk to a real person.
What is same day funding?
Same day funding is the speed at which Integra sends your money, not a separate product. Once your account is set up, an approved invoice with complete paperwork submitted before the 1:00 p.m. CT cutoff, Monday through Friday, is funded the same business day. All funding is subject to initial application approval.
What is the cutoff for same day funding?
1:00 p.m. Central Time, Monday through Friday. Invoices with complete paperwork received and verified before that cutoff fund the same business day. Anything received after it funds the next business day.
How fast can I start getting funded?
Setup time depends on your industry, your customers, and how quickly documents come together — and if timing is tight, say so: a real person works your file and moves it as fast as complete paperwork allows. Once your account is live, you can submit invoices and receive same business day funding before each daily cutoff.
What paperwork do I need to fund same day?
The invoice and the supporting documents your customer requires to pay it. For freight, that is typically the bill of lading and the rate confirmation. Once the file is complete and verified before the 1:00 p.m. CT cutoff, the funds are sent the same business day.
Does same day funding cost extra?
No. It is how Integra operates, not a premium add-on. We tailor competitive rates to your situation, and any add-on fees are clearly disclosed up front, with no hidden charges.
How does the money reach my account?
Funds are sent by ACH to the account you set up during onboarding. Invoices verified before the 1 PM CT cutoff are funded the same business day; depending on your bank, funds may post the next business morning.
Ready to be funded the day you invoice?
Two ways to start. Pick the one that fits, a real person gets you set up.
Get a custom rate
Tell us about your business and your invoices. We'll tailor a competitive rate to your situation and have you set up.
Start the form One-time setupCall the team
A real person on the line, Mon-Fri, 9 AM to 5 PM CT. No phone tree, no script. Ask about the cutoff and what your paperwork needs.
(866) 552-8536 Talk to a real person