Oscar Tovar
Business Development Officer · Transportation · EN / ES
Oscar Tovar, a former National Account Manager in transportation, helps owner-operators and small fleets keep their trucks on the road, in English or Spanish.
He knows the carrier side firsthand. Send your rate con and proof of delivery by 1 PM CT and Integra funds the same business day.
To qualify for same day funding, complete paperwork must be submitted by the 1:00 p.m. CT cutoff time M-F. All funding is subject to initial application approval.
The carrier side of the desk, firsthand.
Before Integra, Oscar managed national accounts in transportation and lived the math every carrier knows: fuel moves daily, brokers pay in 30+ days, and the truck note doesn’t wait. He works with owner-operators and small fleets who need that gap closed, not explained.
Oscar walks you through the quote and onboarding in English or Spanish, then connects you with a dedicated account manager who speaks Spanish too, and he stays your point of contact as your fleet grows.
Texas based, nationwide. Out of Springtown, TX, serving carriers across the country.
No surprises on pay. Free broker and shipper credit checks before you book, with a straight answer from Oscar.
New authorities welcome. First month under your own MC is fine; approval depends primarily on your customers’ credit.
Integra Funding Solutions
Bilingual EN·ES Service
Meet the transportation team →
Carriers Integra helped get paid.
Funded.
Same day
Freight factoring for an owner-operator: 1 truck, dry van
Signed in the morning, submitted his first load before the 1:00 p.m. CT cutoff, funded the same business day.
Funded.
2 days
Freight factoring for a 4-truck reefer fleet
Left a factor with volume minimums. Kept every customer and now picks which loads to factor.
Funded.
3 days
Freight factoring for a brand-new authority: first month under his own MC
Approved primarily on his customers’ credit. A brand-new authority was not a problem.
Funded.
$3M+
Freight factoring for a carrier whose prior factor terminated mid-contract
Bought the account out of the outgoing factor. No gap between the last load and the first.
You delivered the load. Your customer pays in 30+ days.
Fuel, payroll, insurance, and the truck note come due now. Brokers and shippers pay on 30+ day terms. Your cash flow shouldn't wait on someone else's AP schedule. Integra funds your delivered loads the same day you submit, so you can take the next load without waiting on the last one to pay.
Learn more about freight factoring →Works with owner-operators, small and midsize fleets, new authorities, hotshot and expedite, reefer, flatbed, dry van, and car haulers.
See all transportation programs →Freight factoring: common questions.
Submit your rate confirmation and proof of delivery by 1:00 PM CT Monday through Friday and Integra funds the same business day. To qualify for same day funding, complete paperwork must be submitted by the 1:00 p.m. CT cutoff time M-F. All funding is subject to initial application approval.
Yes. Oscar is one of Integra’s Spanish-speaking team members. He handles your quote and onboarding in Spanish, and your dedicated account manager speaks Spanish too. Your daily funding stays in your language. You reach real people, not a phone tree.
Yes. Once you sign up, you run free broker and shipper credit checks right in the Integra app before you commit to a load, so you can avoid brokers who do not pay or who consistently stretch terms. And if anything looks off, Oscar gives you a straight answer before you book.
What carriers say about working with Oscar.
Verified reviews from carriers Oscar works with. ★★★★★ · 170+ reviews.
"Oscar helped us tremendously and made the entire onboarding process very simple. … This group of people understands trucking!"
"Oscar Tovar, he is a really helpful person, make my aplicación to start working with Integra Funding Solutions really easy THANK YOU."
"Oscar & Francisco are very knowledgeable and professional, and provided valuable advice."
Stop waiting 30+ days to get paid.
Tell Oscar about your trucking business and he will reach out personally with a free rate quote. No obligation, no call centers.