Integra Funding Solutions

Integra × TCS partnership

Save 51¢ a gallon. Run your numbers first.

 Integra partners with TCS — TransConnect Services — to give owner-operators and small fleets access to one of the most trusted diesel fuel card programs in trucking. Real savings at the pump. No hidden fees. No credit check. Move the sliders to see what it’s worth to your operation.

TCS Fuel Card — Live Savings Calculator
TCS Fuel Card — Key Stats Strip
51¢
Avg. savings per gallon
TCS in-network · Q1 2026
2,300+
In-network locations
$0 transaction fees at each
12,000+
Accepted nationwide
U.S. and Canada
$0
Fees, period
No app, monthly, or annual fee
Savings of 51¢/gallon is based on actual in-network TCS transactions for Q1 2026. The TCS Fuel Card program is offered through TransConnect Services and is separate from Integra Funding Solutions lending products. Fuel card eligibility is subject to TCS program terms.
The basics

The TCS Fuel Card, explained.

TCS Fuel Card
commercial fuel program

The TCS Fuel Card is a cash-secured commercial fuel card issued and operated by TransConnect Services (TCS) — one of the largest discount network operators in U.S. and Canadian trucking. The card delivers diesel discounts averaging 51¢ per gallon at 2,300+ in-network truck stops, with zero in-network transaction fees and no monthly or annual program fees.

 

Integra Funding Solutions, a division of T Bank, N.A.partners with TCS and refers qualifying motor carriers into the program so they get savings at the pump. The card itself is not issued by T Bank. Because the program is cash-secured, there is no credit check, no personal guarantee, and no debt added to your balance sheet — you load the card, you spend the balance.

 

For Integra factoring clients, advance proceeds can be routed directly to the fuel card, eliminating the wait between invoice funding and pump-side spending. For everyone else, the card funds via Zelle, ACH, debit, credit, Apple Pay, Google Pay, Western Union, Comchek, EFS, or T-Chek.

Comparison · Versus the field

Why we recommend it.

Other fleet cards talk about discounts. Most of them tier the discount by gallons so only the largest carriers see the headline rate. The TCS program through Integra holds the same rate for every fleet, every size — and skips the fees.

TCS Fuel Card vs. Typical Fleet Card
Feature
TCS Fuel Card through Integra
Typical fleet card
Average in-network discount
~51¢ / gal
5–20¢ / gal, tiered by volume
In-network transaction fee
$0
$2–$5 per transaction
Monthly / annual fee
$0 / $0
$5–$15 / mo per card
Credit check / PG
None — cash-secured
Hard pull; PG required
Best rate available to
Any fleet size, including 1 truck
≥ 50 trucks for top tier
Funding methods
10+ incl. Zelle, ACH, Apple Pay, T-Chek
ACH only; weekly invoicing
IFTA-ready statement
State-itemized, included
Paid add-on
Driver controls / freeze
Instant, self-serve
Email request, 1–2 business days
Issuing institution
T Bank, N.A. · Member FDIC
Independent finance co. / fintech
Support
24/7
Business hours; ticketing system
The full process · 4 steps

How to get started with theTCS Fuel Card.

The TCS Fuel Card is a cash-secured fuel card issued and operated by TransConnect Services. You apply directly with TCS — mention you were referred by Integra Funding Solutions when you reach out. The steps below summarize what TCS publishes about their program; for the most current details, see tcsfuel.com.

More than fuel

A card that works as hard as you do.

The TCS Fuel Card isn’t just for diesel. At in-network locations, everything below is covered in a single transaction — with $0 transaction fees when purchased with fuel. One card, one statement, everything tracked.

Fuel Types

Diesel #1 & #2
Biodiesel
Reefer
DEF
Propane / CNG

Maintenance

Oil & oil changes
Additives
Antifreeze / coolant
Wiper fluid
Parts

Service

Truck repair
Tire purchase
Truck wash
Scales
TA Truck Service® discounts

On the Road

Showers
Groceries & restaurant
Cash advances
Miscellaneous items

The network · 12,000+ locations

Save at pumps across the nation.

Accepted across the U.S. and Canada, with 2,300+ in-network stops where you get maximum discounts and $0 transaction fees. A non-exhaustive list of brands — the Fuel Finder app shows the live network with real-time prices.

Frequently asked questions

Common questions,straight answers.

A cash-secured commercial fuel card issued by TransConnect Services (TCS). Integra Funding Solutions, a division of T Bank, N.A., partners with TCS and refers qualifying clients into the program — Integra is not the card issuer. Average savings of 51¢/gallon at 2,300+ in-network truck stops, zero in-network transaction fees, no monthly or annual fees.

Average 51¢/gallon in-network in Q1 2026 across the TCS client base. A truck running 120,000 miles a year at 6.5 mpg saves roughly $9,400 annually — about $785 a month. Savings vary by route and station mix.

No. The card is cash-secured — no credit pull, no personal guarantee, no debt on your balance sheet. Accessible to startups, new authorities, and operators who may not qualify for traditional fleet credit.

12,000+ locations across the U.S. and Canada, including 2,300+ in-network stops with maximum discounts and $0 transaction fees. Major brands include TA®, Petro Stopping Centers®, TA Express®, AMBEST, 7FLEET, Casey’s, Kwik Trip, Maverik, Sapp Bros, and Road Ranger.

No. Any qualifying U.S. or Canadian motor carrier can apply. Factoring clients get one bonus: advance proceeds can be routed directly onto the card, removing the transfer step.

Zelle®, ACH, debit card, credit card, Apple Pay®, Google Pay™, Western Union, Comchek, EFS Checks, or T-Chek. Zelle and card loads typically clear within minutes; ACH next business day. No minimum.

Yes — fuel of all types (diesel #1/#2, biodiesel, reefer, DEF, gasoline, propane/CNG), plus maintenance, truck repair, tires, truck wash, scales, showers, groceries, restaurant, and cash advances. One card, one statement, $0 in-network transaction fee when purchased with fuel.

TCS issues and operates the card. Integra Funding Solutions, a division of T Bank, N.A., partners with TCS and refers qualifying clients into the program so they get savings at the pump — T Bank is not the card issuer. Customer funds are held in accordance with TCS program terms, and fuel card eligibility is subject to those terms. not qualify for traditional fleet credit.

Ready to saving at the pump?

Talk to the Integra team today. Virtual card same day; physical card in your hand in under a week. No credit check. No monthly fee.

(866) 552-8536

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