Storm response A/R funding. For the crews who roll before the invoice exists.
Storm response A/R funding turns the invoices you bill to electric utilities, their primes and local governments for storm tree work and restoration support into immediate working capital, so crews, fuel and lodging are covered while you wait on their payment cycle.
To qualify for same day funding, complete paperwork must be submitted by the 1:00 p.m. CT cutoff time M-F. All funding is subject to initial application approval.
The power is back on. The invoice is still in accounts payable.
Storm response A/R funding, also called invoice factoring, is the sale of an approved invoice for completed storm work in exchange for an immediate cash advance. You receive a large portion of the invoice up front, and the remainder (less one fee) when your customer pays. A/R funding isn’t a loan.
When a major storm hits, utilities activate storm rosters and mutual-aid agreements and tree crews roll before anyone has invoiced. The work gets done in days; the invoice then moves through the utility’s or prime’s review and payment terms, and a town’s cleanup invoice may wait on a federal declaration that has not come. A/R funding closes that gap on the work you have already completed.
The crews roll overnight. The payment cycle does not.
Utilities restore service with their own employees and with contractors, coordinated through regional mutual assistance groups, according to the Edison Electric Institute. Tree crews mobilize on short notice, work long days and invoice after the lines are clear.
Meanwhile crew payroll, fuel, hotel blocks, per diem and bucket truck and chipper costs are due immediately. Integra advances on the invoices you have already earned, without adding debt or pledging your fleet.
See how the process works →Storm response contractors we fund.
If you clear the way for restoration and bill a utility, a prime or a municipality on their terms, Integra can fund it. The facility is set up around how your customer pays, by time and equipment, by unit rate or by crew-day.
Storm tree crews
Climbing and bucket crews clearing trees from lines and roads under utility storm rosters.
- Storm rosters
- Mutual-aid callouts
- Time & equipment billing
- Prime subcontracts
Line & restoration support
Crews supporting line restoration with clearing, access and wire-down response.
- Make-safe work
- Access clearing
- Wire-down support
- Unit-rate billing
Municipal & county cleanup
Contractors clearing streets, parks and public rights-of-way for towns and counties after a storm.
- Emergency contracts
- Street clearing
- Public ROW
- Government billing
Damage assessment
Assessors and patrol teams documenting tree and line damage for utilities.
- Damage assessment
- Line patrol
- Field documentation
- Wire guards
Highway & DOT clearing
Crews clearing state and county roads under DOT and emergency contracts.
- DOT contracts
- Road clearing
- Traffic control
- Emergency orders
Equipment & mobilization
Fleet and support providers supplying equipment, staging and logistics to storm crews.
- Bucket trucks
- Chippers & loaders
- Staging yards
- Crew logistics
We do not fund invoices paid by insurance carriers or homeowners. Hurricane debris contracts are covered on our hurricane & disaster debris page.
Financing the bucket trucks, chippers and grinders too?
Integra now finances the equipment behind the work, from the same team that funds your receivables. Term loans, finance leases and sale-leasebacks from $500,000 to $10 million. Subject to credit approval.
From invoice to funded, same day.
A/R funding is not a loan. You are advancing cash on invoices you have already earned — not borrowing against them.
Apply and get approved
Submit the short form. Approval depends primarily on your customers’ credit: the utility, prime, county or agency you bill. Free credit checks confirm your customers before you commit.
Onboarding and setup
You provide standard documents and sign the agreement. We send a notice of assignment to each customer as your contract requires (for federal contracts, under the Assignment of Claims rules in FAR 32.8), set up your account, and introduce your specialists.
Submit invoices, get paid
Upload approved invoices and the timesheets, equipment logs or work orders your customer requires. We verify and advance the funds the same business day when submitted before the cutoff. Your customer pays Integra on its own terms; you receive the remainder less one fee.
A bank division that understands utility and municipal billing.
Built for storm rosters and emergency contracts
We review your storm agreement or emergency contract, the invoice support your customer requires and any pay-when-paid terms from a prime before the first advance, so storm invoices are funded on the documents your customer pays on. We fund subcontractors to the major line-clearance and debris primes, subject to the prime’s subcontract terms and its acknowledgment of the assignment.
Notices of assignment go to the right office in the form your contract requires.
Backed by bank capital, not an outside line
Your facility is backed by bank capital, not an outside credit line that tightens after a quiet season.
Federal regulatory oversight and bank-examination standards are not typical of an independent A/R funding company.
Set up before the season, funded when you invoice
The best time to open a facility is before the next storm. Setup is a one-time step, so when crews roll you are invoicing into an account that is already in place.
No volume minimums, and you choose which invoices to fund.
Real people. A specialist who knows utility work.
Utility vegetation management accounts are handled by Mark Dubs, Executive Vice President, who has spent more than 20 years funding contractors and the brokers who refer them. No call center, no bots, no phone queue. Behind him sits a dedicated credit and back-office team that runs underwriting, notices of assignment and collections on every funded account.
Mark Dubs
Backed by a dedicated credit, underwriting, and back-office team on every funded account. Main line: (866) 552-8536 · M-F, 9 AM to 5 PM CT.
Straight answers from our funding desk.
Answers to your storm response A/R funding questions.
The questions we hear most from storm contractors. If yours is not here, call Mark directly.
What is storm response A/R funding?
Storm response A/R funding is the sale of an approved invoice for completed storm work in exchange for an immediate cash advance. You receive a large portion of the invoice up front and the remainder, less one fee, when your customer pays. It is not a loan.
Do you fund invoices to electric utilities and cooperatives?
Yes, in most cases. Approval depends primarily on your customer’s credit. We run a free credit check on each utility before you commit and review the contract’s assignment and payment terms at setup.
My town hired us under a state emergency order. Is that invoice fundable?
Often, yes. A state of emergency is not a FEMA declaration, so the town is paying from its own budget on its own terms. Approval depends primarily on the town’s credit and the contract’s payment terms; whether a federal declaration follows does not change your invoice.
I work as a subcontractor to a prime. Can I still use A/R funding?
Often, yes. We fund subcontractors to the major line-clearance and debris primes, subject to the prime’s subcontract terms and its acknowledgment of the assignment. We look at the prime’s credit and any pay-when-paid language before setting up the facility.
What do I need to submit with each invoice?
Usually the invoice plus the support your customer requires, such as approved timesheets, equipment logs, crew-day reports or work orders. We confirm the exact package with you at setup.
How much does storm response A/R funding cost?
Pricing is a custom quote. It depends mainly on who your customers are, how long they take to pay and your invoice volume. Reach out with a few details and have your A/R aging and customer list handy; that is everything a custom quote needs. No obligation.
Ready before the next storm?
Tell us who you invoice and roughly how much. Custom quote. No obligation.
Get a custom quote
A few details about the business and who you invoice is enough to start.
Start hereTalk to Mark
A utility and tree-service funding specialist who works these accounts every day, on the line. No phone tree, no script, no call center.
(817) 945-5323 Speak with a real person