Trulos.com Built for carriers finding freight through Trulos
You found the load. Now get paid without waiting
30-60 days.
You found the load on Trulos. Now don’t wait 30–60 days to get paid. Integra advances cash on your customer invoices the same business day — when submitted before 1 PM Central M-F — so you can fuel up, run another lane, and keep your trucks moving.
Trulos referral · Custom rate, no setup fee
Tell us about your operation.
We’ll call you back, usually the same business day.
Or call a live human
Mon–Fri · 9am–5pm CT
Same business day funding available Monday–Friday when complete paperwork is submitted before 1 PM CT. All funding is subject to initial application approval.
Built for the way trucking actually runs
Four reasons Trulos carriers pick Integra.
You need cash on the load you ran yesterday, the flexibility to use it on the loads where it matters, and a person who picks up when you call.
01 · Service
Live human support
One person who knows you and your account. Direct phone, direct email. No tickets, no offshore call center, no escalation queues.
02 · Choice
Pick who you factor
You can pick and choose which customers you want to factor with us. However, most customers prefer to send everything through our 24/7 online portal.
03 · TRANSPARENCY
No hidden
fees
No fees buried in the fine print. No volume minimums. We’re transparent and upfront about every cost and walk you through all the terms.
04 · Speed
Same day
funding
Submit your BOL and broker invoice before 1 PM Central Monday – Friday. Funds are sent to your account by close of business.
The process
From application to first payment, in less than a week.
Factoring isn’t a loan. You’re not adding debt to your balance sheet. You’re advancing cash on broker invoices you’ve already earned.
Apply & get approved
Submit the short form above to get started. We underwrite the shipper's credit, not yours. Once your application is complete, an Integra team member will review your information and follow up with next steps.
Onboarding & setup
You provide a few standard documents and sign the agreement. We set up your account, give you portal access, and introduce your dedicated account manager.
Submit invoices, get paid
Upload your BOL and invoice through the portal. Complete documents uploaded before 1 PM CT? Funds are sent the same day. Repeat as needed.
Why a bank, not just a factor
Most factors are finance shops. Integra is a bank division.
Federal oversight, not a marketing claim.
Integra is a division of T Bank, N.A. — federally chartered, FDIC-insured, examined by banking regulators every year. Independent factors aren't held to the same standard.
We fund from our own balance sheet.
Many independent factors rely on outside credit lines. Integra’s connection to T Bank gives clients a more stable funding platform, with decisions made by people who understand transportation cash flow.
Transparent because we have to be, and we want to be.
One rate fully explained to you. Quoted before you sign. No fees buried in the fine print. Regulators read our agreements. So can you.
Clear terms
before you sign.
- ×No application or setup fees.
- ×No volume minimums.
- ×Factor the customers you choose.
- ×Clear pricing explained before setup.
- ×Dedicated support from a real account manager.
What operators say
Money flowing. Trucks rolling.
Verified Google reviews from operators and fleets across trucking and energy-services.
Great factoring company, the guys there are real helpful. I have been with a few factoring companies and this one has been the best. My money is flowing and my trucks are rolling and that's what matters most to me.
Integra Funding is great for my start up trucking company. On point with the funds same day or next day they got you!! And my account manager Ms. Reyes is more than helpful, guiding me thru the journey!
Integra Funding, the best company for factoring. I been trucking for 17 years, never found anything like Integra Funding.
Ready to turn today's load into today's cash?
Tell us a little about your business and we’ll come back with a custom rate
quote. No application fee, no pressure.