Fast loads. Faster pay.
Hotshot runs on speed: tight pickups, hot deliveries, quick turns. Your money should move just as fast. Integra funds your delivered loads the same day, so the next dispatch never waits on the last broker's check.
To qualify for same day funding, complete paperwork must be submitted by the 1:00 p.m. CT cutoff time M-F. All funding is subject to initial application approval.
You turn loads in hours. Brokers pay in weeks.
Hotshot is a quick-turn business. You run tight, often urgent loads and you are ready for the next one the moment you drop. But broker payment terms do not speed up just because the freight did. Thirty or more days later, the check finally clears, long after the fuel and the truck payment came due.
Factoring matches your cash flow to your pace. Integra funds the load the same day you deliver, so you can take the next dispatch without waiting on the last one to pay. You keep running hot. We handle the collecting.
Quick setup, quick funding, a real person on the line.
On approved invoices
Submit your rate con and BOL before 1 PM CT and the advance processes the same business day. The cash is there before the next load.
Day-one funding
A lot of hotshot operators are new authorities. Integra underwrites the broker paying the invoice, not your operating history, so you can fund the same day your first load delivers.
Real people, two languages
A dedicated account manager and a Spanish-language team answer the phone, M-F 9a-5p CT. No call center, no ticket queue, no bots. Set up your account and get answers from a real person.
You can fund the slow-paying brokers and keep your quick-pay accounts on your own books. No volume minimums. You decide load by load, which suits the unpredictable mix of expedited freight.
Hotshot rigs run hard on diesel. The TCS fuel card, offered by TCS to Integra clients, averages 49¢ per gallon off at 2,300+ in-network stops, with $0 in-network transaction fees and acceptance at 12,000+ locations. Ask the team to add it. Average savings of 49 cents per gallon is based on actual in-network TCS client transactions from Q1-Q3 2026. Due to fuel price volatility, year-to-date average discounts are shown to provide the most representative view of client savings. Savings are not guaranteed and vary by location, fuel prices, and usage.
Deliver. Submit. Get paid.
As quick as the loads you run. The whole task fits between drops.
Get set up
Tell us which brokers you run for. We verify their credit as part of your approval. New authorities welcome, bilingual team available.
Submit on the go
Deliver the load. Upload your rate confirmation and bill of lading through the app before 1 PM CT. Snap, send, done, right from the cab.
Get funded
The full advance lands the same business day. The broker pays Integra on their terms while you are already on the next run.
Keep more of every expedited mile.
Hotshot margins live and die on fuel. The TCS fuel card program, offered by TCS to Integra clients, is a competitive fuel-savings program: average savings of 49 cents per gallon at 2,300+ in-network truck stops, $0 in-network transaction fees, acceptance at 12,000+ locations, and route-based card matching for the lanes you run.
Average savings of 49 cents per gallon is based on actual in-network TCS client transactions from Q1-Q3 2026. Due to fuel price volatility, year-to-date average discounts are shown to provide the most representative view of client savings. Savings are not guaranteed and vary by location, fuel prices, and usage.
See the fuel card program →Hotshot factoring questions answered.
The questions we hear most from hotshot and expedited carriers. Call the team if yours is not here, a real person picks up.
Can hotshot carriers get freight factoring?
Yes. Integra factors hotshot and expedited loads the same way it does any freight: deliver the load, submit the rate confirmation and bill of lading, and get funded the same business day before the 1 PM CT cutoff.
Does hotshot factoring work for a one-truck operation?
Yes. Most hotshot carriers run a single truck and trailer, and the program is built for that. You get same day funding, a dedicated account manager, and choosing which customers to fund so you pick the customers you fund.
Can a new hotshot authority qualify?
Yes. Integra funds new authorities the same day the first load delivers. We underwrite the broker or shipper paying the invoice, not your operating history, so a brand new hotshot authority qualifies as long as the payor is creditworthy.
Is there a Spanish-speaking team?
Yes. A Spanish-language team answers the phone during business hours, Monday through Friday, 9a-5p CT. You reach a real person who can set up your account and answer questions, no call center or phone queue.
What does hotshot factoring cost?
We tailor competitive rates to match your situation, based on your broker mix, load volume, and average payment cycle. There are no hidden fees and no volume minimums. The rate is quoted after a short conversation, with no obligation.
Run hot. Get paid hot.
Tell us who you run for and we will tailor a competitive rate. Free custom quote. No obligation. Bilingual team.
Get a custom rate
Tell us who your brokers are. Free custom quote.
Start hereCall the team
A real specialist on the line. M–F, 9am–5pm CT. Bilingual team. No bots, no phone queues.
(866) 552-8536 Live human pickupFreight factoring
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