Media A/R funding. Funded in 24 hours.
Same day A/R funding on Net-30+ brand, network, and agency invoices for production companies, agencies, post houses, and digital-media firms. Crews, talent, and vendors get paid on schedule while the client pays on its own clock.
To qualify for same day funding, complete paperwork must be submitted by the 1:00 p.m. CT cutoff time M-F. All funding is subject to initial application approval.
You delivered the campaign. The brand pays in 30+.
A/R funding, also known as invoice factoring, turns an approved client invoice into cash the same day. You sell the receivable to Integra and get a large portion funded immediately, instead of fronting crew, talent, and vendor costs through a 30+ day brand payment cycle.
It is not a loan. You are selling a receivable you already earned by delivering the work. A production company or agency can be busy and profitable yet cash-starved between delivery and payment, and the next project usually has to start before the last one pays. Factoring closes that gap so payroll, talent, and vendors are covered on schedule. When the client pays Integra, your buffer releases, less one fee.
The award-winning project still bills Net-30+.
Winning the pitch is the easy part. The hard part is fronting the production, the media buy, the post, and the talent, then carrying all of it for three months while a brand's accounts-payable department works its cycle.
Factoring turns that receivable into working capital the day you invoice, so a growing shop can take the next project without waiting on the last one. Integra funds the campaign you just delivered, on the strength of the client who owes for it.
See how the three-step process works →The companies that make the work.
Integra funds the media and advertising sector: the production companies, agencies, and studios that create campaigns, content, and experiences for brands, networks, and streamers. If you deliver creative work and invoice a creditworthy business client, there is a template for you here.
Film, TV & commercial production
Production companies shooting commercials, branded content, episodic, and film, billing brands, agencies, networks, and streamers.
- Commercial & branded content
- Episodic & unscripted
- Film & documentary
- Line-production services
Advertising & marketing agencies
Full-service, creative, media, and digital agencies carrying client receivables and pass-through media and production costs.
- Creative & full-service
- Media-buying agencies
- Digital & performance
- PR & communications
Post-production & VFX
Editorial, color, sound, finishing, and visual-effects studios billing agencies, studios, and brands on project terms.
- Editorial & finishing
- Color & sound
- VFX & animation
- Localization & dubbing
Digital & social media
Digital studios, content shops, influencer and social agencies, and performance-media firms with brand and platform clients.
- Content & social studios
- Influencer & creator agencies
- Performance media
- Web & interactive
Events & experiential
Experiential, event, and brand-activation agencies fronting venue, build, and staffing costs against brand budgets.
- Brand activation
- Events & experiential
- Trade show & exhibit
- Sponsorship execution
AV & broadcast services
Audio-visual, live-event production, and broadcast-services firms billing corporate, network, and venue clients.
- Live-event & AV production
- Broadcast & streaming services
- Rental & staging
- Corporate AV
Why creative shops choose a factoring partner.
Production invoices bill by project, not by month, and carry client concentration that trips up generic funders. Integra understands pass-through billing and funds project or revolving, with a dedicated account manager on a direct line and the stability of a national bank
| Feature | Integra | Typical media factor |
|---|---|---|
| Project / milestone billing | Funded as issued | Treated as one-off |
| Agency pass-through billing | Understood & structured | Often declined |
| Union / talent payroll timing | Structured around it | Not considered |
| Client concentration | AOR & network deals accepted | Often capped |
| Funding speed | Same day funding, 1 PM CT cutoff M-F | Slower turnaround |
| Funding amount | A large portion, less one fee | Varies by provider |
| Fee structure | Single discount fee | Multiple add-on fees |
From delivered invoice to funded, in three steps.
Factoring is not a loan. You’re advancing cash on invoices you’ve already earned — not borrowing against them. Here’s what to expect, from first call to funded.
Apply & get approved
Submit the short form to get started. Approval depends primarily on the credit of who pays you (agencies and brands), so new and growing companies qualify.
Onboarding & setup
You provide a few standard documents and sign the agreement. We set up your account, give you portal access, and introduce your dedicated account manager.
Submit invoices, get paid
Upload your invoices through the portal. We verify and advance the funds, same business day before the cutoff. Repeat as your business runs.
Headquartered in Fort Worth, Texas, funding media firms in every production market.
Integra Funding Solutions operates from Fort Worth, TX, funding production companies, agencies, and studios across all 50 states, from the coastal production hubs to the fast-growing creative markets of Texas and the Southeast.
Our media team understands the difference between an agency, a production company, and a post house: the billing models, the payroll timing, and the brand payment cycles, and funds each to its own rhythm.
Office hours: Mon-Fri, 9 AM to 5 PM Central. Speak with a real person at (866) 552-8536.
- Nationwide All 50 states
- Fort Worth, TX HQ
- Agencies Advertising & marketing
- Production companies Film, TV & commercial
- Post & VFX Editorial & finishing
- Digital & social Content & influencer
- Experiential & events Activations
- Broadcast & networks Programming
Real people. One specialist who knows your business.
You work with a named contact who handles A/R funding and invoice factoring every day. No call center, no bots, no phone queue. Behind him sits a dedicated credit and back-office team on every funded account.
Backed by a dedicated credit and underwriting and back-office team on every funded account. Main line: (866) 552-8536 · M-F, 9 AM to 5 PM CT.
Answers to your media A/R funding questions.
The questions we hear most from production companies and agencies evaluating A/R funding. If yours isn't here, call the media team, we'll answer it directly.
What is media factoring?
It is the sale of an approved client invoice for an immediate cash advance of a large portion of the invoice, less a small fee, when the brand, network, or agency pays. It converts a Net-30+ receivable into same day cash.
It is not a loan; you're selling a receivable you already earned.
Why do media and advertising firms need factoring?
Media businesses front large project costs, crew, talent, vendors, media buys, before the client pays, and brand and network terms commonly run Net-30+ or longer. A firm can be profitable on paper yet cash-starved between delivery and payment. Factoring closes that gap so the next project can start.
Do you fund both agencies and production companies?
Yes. We fund agencies, production companies, post and VFX studios, digital and social firms, and events agencies. We understand agency pass-through billing and project invoicing and structure to your model.
Can you fund project-based and milestone billing?
Yes. We fund approved milestone and project invoices as they're issued, and offer spot factoring for a single large production or a revolving line for a steady book of projects.
Are you aware of union and talent payroll obligations?
Yes. Production and talent payroll, including SAG-AFTRA and other guild obligations, runs on its own schedule, often through a payroll service. We structure funding so those obligations are met on time, which is frequently the whole reason a production factors.
Does client concentration disqualify a media firm?
No. We weigh the credit of the paying client, not the diversification of the firm. An agency-of-record relationship or a network production deal is fundable on the strength of that client's credit.
What rates and fees apply?
Integra funds a large portion of the invoice, less a small fee. The exact amount depends on the size and circumstances of the deal. We tailor competitive rates to match your situation. No admin, per-invoice, or renewal fees.
How fast can a media firm get funded?
Initial onboarding is a one-time setup, for client verification and review of billing structure.
Once live, approved invoices submitted before 1 PM Central Time fund the same business day.
Ready to fund your next production?
Two ways to start. Pick the one that matches where you are, and we'll route you to a named banker within one business day.
Get a custom rate
Tell us who your clients are and how you bill. Custom quote and proposed facility size. No obligation.
Start the form Free, no obligationTalk to a specialist
A real person who works A/R funding solutions every day, on the line. No phone tree, no script, no call center.
(866) 552-8536 Speak with a real person