One custom rate.
In writing.
No surprises.
The fastest way to lose trust in a factor is a fee that shows up later. Integra quotes one competitive rate tailored to your situation and puts every charge in your agreement before you sign. What you agree to is what you pay.
To qualify for same day funding, complete paperwork must be submitted by the 1:00 p.m. CT cutoff time M-F. All funding is subject to initial application approval.
A rate built for you, not pulled off a shelf.
Factoring pricing depends on three things: who your customers are, how much you invoice, and how long they take to pay. A single published number would be misleading, so we do not pretend otherwise.
Instead, a real person learns about your business and quotes a competitive rate tailored to your situation. We tailor competitive rates to match your situation, put every charge in writing, and let you decide. There is no cost to get a quote, and no obligation to get the number.
What you pay. What you do not.
Transparency is the point of this page. Here is the honest version of where the money goes, with no fine print hiding behind it.
We compete on trust, service, and speed, not fine print.
A low teaser rate with hidden charges costs more than a fair rate with none. We would rather quote you a competitive rate, disclose everything, and earn the relationship on funding speed, real-person service, and the stability of a bank behind you.
You should always know what you are paying and why. If you ever do not, that is on us to fix.
Pricing questions answered straight.
The questions we hear most about fees and pricing. If yours is not here, call the team, Talk to a real person.
How does Integra charge for factoring?
Integra charges a factoring fee on the invoices you fund, tailored to your situation. We quote a competitive rate after a short conversation about your customers, invoice volume, and average payment cycle. Every charge is disclosed up front before you sign, with no hidden fees.
Are there hidden fees?
No. Integra discloses every charge in your agreement before you sign. There are no surprise monthly minimums, no per-invoice add-ons beyond your quoted rate, and no fine-print fees that show up later. If a charge is not in your agreement, you will not see it on a statement.
Why does Integra not publish a rate online?
Factoring pricing depends on your customers, your invoice volume, and your payment cycle, so a single published number would be misleading. We quote a competitive rate tailored to your situation, and we put every charge in writing before you commit.
Are there volume minimums?
No. Integra has no volume minimums. You can fund as much or as little as you choose, and with choosing which customers to fund you pick the customers you fund rather than committing your whole book.
What is not charged?
There is no cost to get a quote, and there is no obligation. Your quoted factoring rate is the price of the service, with any add-on services disclosed separately and only if you choose them.
How do I get a price?
Call the team or request a custom rate. A real person learns about your business and quotes a competitive rate tailored to your situation, with every charge disclosed up front. There is no cost to get a quote, and no obligation.
Get the number, with nothing hidden.
Tell us about your business and your invoices. We will tailor a competitive rate and disclose every charge up front. No obligation.
Get a custom rate
Tell us about your invoices. We will tailor a competitive rate and disclose every charge.
Start here No cost to get a quoteCall the team
A real person on the line, M-F, 9am-5pm CT. Ask anything about pricing.
(866) 552-8536 Talk to a real personWhy work with us
A real person on your account, no volume minimums, and you pick the customers you fund.
Why Integra