Integra funds car haulers.
Freight factoring for open carriers, enclosed transporters, and driveaway operators. Deliver the vehicles, submit your paperwork, get funded the same day.
To qualify for same day funding, complete paperwork must be submitted by the 1:00 p.m. CT cutoff time M-F. All funding is subject to initial application approval.
Car hauler risk is real. We know how to underwrite it.
Car haulers carry vehicles as cargo, and that creates a risk profile many general freight factors are not set up to handle. The value of the cargo per load is high relative to the freight rate. Most programs are built for dry van and flatbed freight and draw the line there.
Integra has structured its underwriting to accommodate car hauler risk. We fund open carriers, enclosed transporters, and driveaway operators against invoices to established payors. You deliver the vehicles. We fund the invoice the same day.
If you move vehicles and invoice an established buyer, you likely qualify.
Open car transport
Multi-vehicle open transporters moving cars from auctions, OEMs, dealer groups, and remarketing programs. The most common car hauler setup, and the most commonly declined by general factors.
Enclosed & specialty transport
Enclosed carriers moving high-value, classic, or specialty vehicles for dealers, collector clients, and corporate fleets. Higher cargo value per load, same funding structure.
Driveaway & fleet delivery
Driveaway operators moving individual vehicles, RVs, and fleet units for manufacturers, dealers, and rental companies. Invoices billed per unit delivered against approved buyers.
Auto auction companies, national and regional dealer groups, OEM transport programs, fleet leasing companies, rental car operators, and third-party brokers that arrange vehicle moves. A free credit check confirms any specific payor before you commit.
We underwrite the payor, not your operating history. New car hauler authorities qualify the same day as the first delivery. A creditworthy, established buyer is the key criterion. Day-one authorities are welcome.
Deliver. Submit. Get paid.
Same process as general freight factoring, structured for how car haulers actually bill.
Apply and get set up
Tell us who your payors are (auctions, dealer groups, or fleet accounts). We verify each payor’s credit and confirm who is approved. Setup time depends on your customers and how quickly documents come together — and if timing is tight, say so: a real person works your file and moves it as fast as complete paperwork allows.
Deliver and submit
Move the vehicles as usual. Submit your bill of lading or delivery receipt plus the invoice through the portal before 1 PM CT. Your payor list is already loaded.
Get funded
The advance hits your bank account the same business day. The payor pays Integra on their terms. Transaction settles and you roll to the next load.
Save at the pump on every load.
Car haulers run real fuel costs on every move. The TCS fuel card program, offered by TCS to Integra clients, gives you access to an in-network truck-stop network and competitive per-gallon savings. Average savings of 49¢ per gallon at 2,300+ in-network stops, $0 in-network transaction fees, and acceptance at 12,000+ locations.
Average savings of 49 cents per gallon is based on actual in-network TCS client transactions from Q1-Q3 2026. Due to fuel price volatility, year-to-date average discounts are shown to provide the most representative view of client savings. Savings are not guaranteed and vary by location, fuel prices, and usage.
Ask about the fuel card →Car hauler factoring questions answered.
The questions we hear most from car haulers looking for a factor that actually funds them. Call the team if yours is not here.
Why does car hauling take a specialized factor?
Car haulers carry vehicles as cargo, which creates a cargo liability profile that takes specialized underwriting. General freight factoring programs are typically built for dry van and reefer freight and stop there. Integra structured its underwriting specifically to fund car carrier loads.
How does car hauler factoring work?
You deliver the vehicles and submit the bill of lading or delivery receipt plus the invoice to Integra. We verify the load against your approved payor list and fund the same business day before the 1 PM CT cutoff. The payor pays Integra on their standard terms and the transaction settles.
What payors does Integra fund?
Integra funds invoices to established auto auction companies, national dealer groups, OEM transport programs, rental fleet operators, and third-party vehicle logistics brokers. A free credit check confirms any specific payor before you commit to the program. Call the team for a same day answer on a specific buyer.
Is anything held back on car hauler loads?
Your agreement states your advance rate and any reserve. On most car hauler loads, the invoice funds in a single advance the same business day, and the transaction settles when the payor pays, less one fee.
Can a brand new authority qualify?
Yes. Integra underwrites the payor, not your operating history. New car hauler authorities qualify the same day as the first delivery. A creditworthy, established buyer is the primary criterion.
What does car hauler factoring cost?
Integra quotes a custom rate based on your payor mix, load volume, and average payment cycle. There are no hidden fees, no per-load charges beyond the quoted rate, and no monthly minimums. Rates are competitive and tailored to your situation.
Can I factor some loads and not others?
Yes. Integra offers choosing which customers to fund. You choose which payors and which loads to fund. Factor the slow-paying dealer accounts and keep your fast-paying auction accounts on your own books. You decide.
Ready to get paid the day you deliver?
Tell us your payor list and load volume. Custom rate quote. No obligation.
Get a custom rate
Tell us who your payors are. Free custom quote.
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