Oscar Tovar
Business Development Officer
Oscar Tovar specializes in helping trucking companies maintain steady cash flow through tailored freight factoring services. As a Business Development Officer at Integra Funding Solutions since 2023, Oscar collaborates closely with owner-operators, small fleets, and freight businesses to convert unpaid invoices into immediate working capital, ensuring operations run smoothly without financial interruptions.
Before joining Integra, Oscar served as a National Account Manager, where he honed his skills in client relations and financial solutions. His extensive experience in the transportation industry enables him to understand the unique challenges truckers face, such as fluctuating fuel costs and delayed payments. Oscar is committed to providing straightforward, effective solutions that keep your trucks on the road and your business moving.
¡Hablamos Español!
LET’S KEEP YOUR TRUCKS MOVING
Why Work with Oscar?
He Understands the Road
Oscar’s background in the transportation sector means he knows the challenges you face and how to address them effectively.
Customized Solutions
He offers freight factoring options tailored to your business’s specific needs, ensuring flexibility and efficiency.
Dependable Support
Oscar is committed to providing consistent, reliable service, so you can focus on keeping your operations running smoothly.
New to Factoring?
He makes it easy.
Oscar works with first-time carriers every day. He explains how everything works, answers your questions up front, and helps you get cash flow moving fast—without pressure.
Not Sure How it Works? You're in the Right Place
Sign Up
Answer a few simple questions—
no obligation.
Deliver & Invoice
Submit your freight invoice through our
secure portal.
Get Paid
Get paid the same day you invoice—
minus a small fee.
It's Quick and Easy to Get Started - Apply Now
Just a few simple questions to help us learn about your business.
Need anything? Call or email anytime.
Oscar Tovar: 817-415-2620 | otovar@integrafunding.com
SATISFIED CLIENTS
Don't Just Take Our Word for It
WHO PARTNERS WITH INTEGRA FUNDING SOLUTIONS?
Who We Help
New Authority Carriers
Just got your operating authority? We help you start strong with fast access to cash flow from your first load.
One-Truck Owner-Operators
Running solo doesn’t mean doing it alone—we make it easy to manage expenses without waiting weeks to get paid.
Small and Growing Fleets
As your business expands, we give you the flexibility to take on more loads and keep trucks moving.
Experienced Trucking Companies
Streamline your back office, improve cash flow predictability, and get support from a team that understands your scale.
Looking for a funding partner with real transportation finance experience?
Let Oscar help you get approved, funded, and on the road.
¡Hablamos Español!
FAQ
Frequently Asked Questions
Freight factoring is a financial service that allows trucking companies to get paid for their invoices immediately, rather than waiting 30, 60, or 90 days for their customers to pay. Integra Funding Solutions purchases your freight bills at a small discount, providing you with the cash flow you need to operate and grow your business.
With freight factoring, you can get paid for your invoices in as little as 24 hours. Here’s how it works:
- You deliver your load.
- You submit your invoice for that amount directly to Integra.
- Integra purchases that invoice from you at a small discount and pays you that same day.
- Your customer pays us per your terms.
No, you don’t need to have good credit to qualify for freight factoring. Integra Funding looks at the creditworthiness of your customers, not your own credit history. As long as your customers have good credit and a history of paying their invoices on time, you can qualify for freight factoring.
The cost of freight factoring varies depending on a number of factors, including the size of your invoices, the creditworthiness of your customers, and the volume of invoices you factor. At Integra Funding, we offer competitive rates and transparent pricing. Contact us to get a personalized quote for your business.
Getting started with Integra Funding is quick and easy. Once you complete our application process and are approved, you can start factoring your invoices right away. Contact us to learn more about our application process and get started today!
We can factor a wide range of freight, including dry van, refrigerated, flatbed, and more. If you’re unsure whether your freight qualifies, contact us, and we’ll be happy to discuss your specific needs.
Yes, with Integra Funding Solutions, you have the flexibility to choose which invoices you want to factor. This allows you to manage your cash flow according to your business needs.
If you choose recourse factoring, you will be responsible for repaying the advance if your customer doesn’t pay. With non-recourse factoring, we assume the credit risk, and you are not liable if the customer defaults. Our team will help you decide which option is best for your business.
No, we work with businesses of all sizes and do not require a minimum volume for factoring. Whether you have a few invoices or a high volume, we can provide the financial support you need.
Freight factoring can actually improve your relationship with customers by allowing you to offer more flexible payment terms. Since we handle the collections process, you can focus on providing excellent service without worrying about cash flow.