Integra Funding

TRUCKING FACTORING SERVICES

Get Paid Fast for Freight Invoices—Fuel Your Growth with Integra

Delivered a load? Don’t wait to get paid. Same day funding. No long-term commitments. No hidden fees. 

It only takes a minute or two!

Let’s Talk!

Let us answer your questions!

How Does Freight Factoring Work?

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Sign Up

Answer 10 easy
questions—approval is fast.

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Deliver & Invoice

Submit your freight invoice through our
secure portal.

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Get Paid

Receive most of your invoice amount (minus a small fee)—usually on the same day.

HOW IS INTEGRA DIFFERENT?

Factoring with Integra Means Flexibility, Simplicity and Support

Why Trucking Companies Choose Integra

Here’s how it helps your business:

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Same Day Funding

Submit complete paperwork by 1 PM CT and get paid the same day.

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No Long-Term Commitment

Use only when you need it—no volume minimums or lengthy contracts.

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Transparent Pricing

No surprise fees. Just one small, upfront rate.

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Real Customer Service

A dedicated rep who knows your business.

WHO PARTNERS WITH INTEGRA FUNDING SOLUTIONS?

Who We Help

New Authority Carriers

Just got your operating authority? We help you start strong with fast access to cash flow from your first load.

One-Truck Owner-Operators

Running solo doesn’t mean doing it alone—we make it easy to manage expenses without waiting weeks to get paid.

Small and Growing Fleets

As your business expands, we give you the flexibility to take on more loads and keep trucks moving.

Experienced Trucking Companies

Streamline your back office, improve cash flow predictability, and get support from a team that understands your scale.

SATISFIED CLIENTS

Don't Just Take Our Word for It

Ready to improve your cash flow? Our team is here to help.

ADD-ON SERVICES

Additional Services

Let us help you overcome unique challenges with our proven expertise.

FAQ

Frequently Asked Questions

What is freight factoring?

Freight factoring is a financial service that allows trucking companies to get paid for their invoices immediately, rather than waiting 30, 60, or 90 days for their customers to pay. Integra Funding Solutions purchases your freight bills at a small discount, providing you with the cash flow you need to operate and grow your business.

How does freight factoring work?

With freight factoring, you can get paid for your invoices in as little as 24 hours. Here’s how it works:

  • You deliver your load.
  • You submit your invoice for that amount directly to Integra.
  • Integra purchases that invoice from you at a small discount and pays you that same day.
  • Your customer pays us per your terms.
Do I need to have good credit to qualify for freight factoring?

No, you don’t need to have good credit to qualify for freight factoring. Integra Funding looks at the creditworthiness of your customers, not your own credit history. As long as your customers have good credit and a history of paying their invoices on time, you can qualify for freight factoring.

How much does freight factoring cost?

The cost of freight factoring varies depending on a number of factors, including the size of your invoices, the creditworthiness of your customers, and the volume of invoices you factor. At Integra Funding, we offer competitive rates and transparent pricing. Contact us to get a personalized quote for your business.

How long does it take to get started with Integra Funding?

Getting started with Integra Funding is quick and easy. Once you complete our application process and are approved, you can start factoring your invoices right away. Contact us to learn more about our application process and get started today!

What types of freight can be factored?

We can factor a wide range of freight, including dry van, refrigerated, flatbed, and more. If you’re unsure whether your freight qualifies, contact us, and we’ll be happy to discuss your specific needs.

Can I choose which invoices to factor?

Yes, with Integra Funding Solutions, you have the flexibility to choose which invoices you want to factor. This allows you to manage your cash flow according to your business needs.

What happens if my customer doesn’t pay?

If you choose recourse factoring, you will be responsible for repaying the advance if your customer doesn’t pay. With non-recourse factoring, we assume the credit risk, and you are not liable if the customer defaults. Our team will help you decide which option is best for your business.

Is there a minimum volume requirement for factoring?

No, we work with businesses of all sizes and do not require a minimum volume for factoring. Whether you have a few invoices or a high volume, we can provide the financial support you need.

How does freight factoring impact my relationship with customers?

Freight factoring can actually improve your relationship with customers by allowing you to offer more flexible payment terms. Since we handle the collections process, you can focus on providing excellent service without worrying about cash flow.

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