Integra Funding

Ivan Cook Headshot

20+ Years in Trucking Finance.
Fast funding. Straight answers. Trusted by fleets nationwide.

Telephone:

817.720.0475

Email:

icook@integrafunding.com

Ivan Cook
Business Development Officer

Ivan Cook has over 20 years of experience in transportation finance. Throughout his career, he’s helped both new owner-operators and large fleets improve cash flow through freight factoring and asset-based lending.

Before joining Integra, Ivan held senior roles at some of the most respected names in transportation finance—including Bibby Transportation Finance—where he provided funding solutions to carriers across the country. He knows the daily pressures trucking companies face—fuel, payroll, repairs, and the long wait to get paid—and helps solve them with fast, flexible financial tools.

Whether you’re just getting started with one truck or scaling a growing fleet, Ivan helps you access the cash you’ve already earned so you can stay on the road and take on more loads.

At Integra, Ivan works directly with each client to understand how their business runs and tailor a factoring solution that fits. He’s known for being responsive, honest, and easy to work with—because in this business, trust and timing matter.

If this is your first time exploring factoring, Ivan will walk you through
the process step by step—no jargon, no pressure.

LET’S KEEP YOUR TRUCKS MOVING

Why Work with Ivan?

Proven Track Record

With more than two decades in trucking finance, Ivan has guided clients through industry shifts, economic cycles, and growth phases. His experience translates directly into results.

Deep Industry Insight

Ivan’s operational and financial background gives him rare insight into how freight companies really run. He doesn’t just offer funding—he offers strategy.

Committed Partnership

Clients count on Ivan for honest guidance, fast response times, and practical solutions. He’s not just a service provider—he’s an invested partner.

New to Factoring?
He makes it easy.

Ivan works with first-time carriers every day. He explains how everything works, answers your questions up front, and helps you get cash flow moving fast—without pressure.

Not Sure How it Works? You're in the Right Place

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Sign Up

Answer a few simple questions—
no obligation.

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Deliver & Invoice

Submit your freight invoice through our
secure portal.

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Get Paid

Get paid the same day you invoice—
minus a small fee.

It's Quick and Easy to Get Started - Apply Now

Just a few simple questions to help us learn about your business. Need anything? Call or email anytime.

Ivan Cook: 817-720-0475 | icook@integrafunding.com

SATISFIED CLIENTS

Don't Just Take Our Word for It

WHO PARTNERS WITH INTEGRA FUNDING SOLUTIONS?

Who We Help

New Authority Carriers

Just got your operating authority? We help you start strong with fast access to cash flow from your first load.

One-Truck Owner-Operators

Running solo doesn’t mean doing it alone—we make it easy to manage expenses without waiting weeks to get paid.

Small and Growing Fleets

As your business expands, we give you the flexibility to take on more loads and keep trucks moving.

Experienced Trucking Companies

Streamline your back office, improve cash flow predictability, and get support from a team that understands your scale.

Looking for a funding partner with real transportation finance experience?

Let Ivan help you get approved, funded, and on the road.

FAQ

Frequently Asked Questions

What is freight factoring?

Freight factoring is a financial service that allows trucking companies to get paid for their invoices immediately, rather than waiting 30, 60, or 90 days for their customers to pay. Integra Funding Solutions purchases your freight bills at a small discount, providing you with the cash flow you need to operate and grow your business.

How does freight factoring work?

With freight factoring, you can get paid for your invoices in as little as 24 hours. Here’s how it works:

  • You deliver your load.
  • You submit your invoice for that amount directly to Integra.
  • Integra purchases that invoice from you at a small discount and pays you that same day.
  • Your customer pays us per your terms.
Do I need to have good credit to qualify for freight factoring?

No, you don’t need to have good credit to qualify for freight factoring. Integra Funding looks at the creditworthiness of your customers, not your own credit history. As long as your customers have good credit and a history of paying their invoices on time, you can qualify for freight factoring.

How much does freight factoring cost?

The cost of freight factoring varies depending on a number of factors, including the size of your invoices, the creditworthiness of your customers, and the volume of invoices you factor. At Integra Funding, we offer competitive rates and transparent pricing. Contact us to get a personalized quote for your business.

How long does it take to get started with Integra Funding?

Getting started with Integra Funding is quick and easy. Once you complete our application process and are approved, you can start factoring your invoices right away. Contact us to learn more about our application process and get started today!

What types of freight can be factored?

We can factor a wide range of freight, including dry van, refrigerated, flatbed, and more. If you’re unsure whether your freight qualifies, contact us, and we’ll be happy to discuss your specific needs.

Can I choose which invoices to factor?

Yes, with Integra Funding Solutions, you have the flexibility to choose which invoices you want to factor. This allows you to manage your cash flow according to your business needs.

What happens if my customer doesn’t pay?

If you choose recourse factoring, you will be responsible for repaying the advance if your customer doesn’t pay. With non-recourse factoring, we assume the credit risk, and you are not liable if the customer defaults. Our team will help you decide which option is best for your business.

Is there a minimum volume requirement for factoring?

No, we work with businesses of all sizes and do not require a minimum volume for factoring. Whether you have a few invoices or a high volume, we can provide the financial support you need.

How does freight factoring impact my relationship with customers?

Freight factoring can actually improve your relationship with customers by allowing you to offer more flexible payment terms. Since we handle the collections process, you can focus on providing excellent service without worrying about cash flow.

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